The Different Types of Life Insurance
“Different goals require different tools — find the one that fits your life.”
Not all insurance policies are the same. Each serves a unique purpose depending on your age, goals, and financial stage.
The most common types include:
- Term Life Insurance
Coverage for a set period (10–30 years). Affordable and straightforward, ideal for income replacement during working years. - Whole Life Insurance
Lifetime protection that builds cash value over time. Premiums stay the same, and the policy can serve as both protection and an asset. - Universal Life Insurance
Offers flexible premiums and adjustable benefits. Great for people who want long-term protection with the ability to modify their plan as life changes. - Final Expense / Burial Insurance
Designed to cover end-of-life costs and prevent financial stress for your family.
Choosing the right type starts with your personal goals — protection, investment, or legacy.
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