The Different Credit Scores
“Your score tells a story — make sure it’s a good one.”
There are several credit scoring models, but the two most common are FICO and VantageScore. Both range from 300 to 850, and they interpret your credit data slightly differently.
Score Range Category Meaning:
800–850 (Excellent/Exceptional): You’re a top-tier borrower; expect the best loan terms.
740–799 (Very Good): Lenders see you as low risk.
670–739 (Good): You’re in a healthy range; most loans are accessible.
580–669 (Fair): You may qualify, but rates and terms may be less favorable.
300–579 (Poor/High risk): Focus on rebuilding and repairing credit.
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Whether you’re ready to buy a home, refinance, improve your credit, or explore new financial opportunities, I’m here to guide you every step of the way. If you’re a real estate professional, credit specialist, or service provider interested in partnering with 1StopMLO, let’s connect and grow together.
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