Non-QM Loans

We work with United Mortgage Corp.

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At 1StopMLO, we understand that not every borrower fits inside a box — and that’s where Non-QM loans shine. Non-Qualified Mortgage programs are designed for self-employed professionals, entrepreneurs, and investors who have strong financial profiles but may not meet traditional lending standards.

With my guidance, you’ll explore flexible financing solutions that look beyond standard income verification. Whether you rely on bank statements, 1099s, or rental income, I’ll help you identify the right Non-QM loan that matches your goals and financial picture.

With a Non-QM loan, you can:
• Qualify using bank statements, 1099s, or asset-based income instead of tax returns
• Finance primary residences, second homes, or investment properties
• Access higher loan limits and flexible debt-to-income allowances
• Benefit from customized loan structures tailored to your income flow
• Refinance or purchase even if your income doesn’t fit traditional guidelines
• Build and expand your portfolio with creative lending solutions

As your mortgage guide, I make sure your loan fits you — not the other way around. My goal is to simplify the process, explain your options in plain language, and help you make a confident, informed decision.

If you’re ready to explore how a Non-QM loan can work for you, let’s connect today.

1StopMLO — making homeownership simple, smart, and stress-free.